Agent-based lending app (NDA)

Mobile app: loans issued through field agents and merchants

A mobile app for issuing loans through field agents (merchants, partner points) under NDA: on-site application, client verification and scoring, limit approval, same-visit signing, offline sync.

Context

The bank issues loans not in branches but through a network of field agents — merchants and partner points. They needed a tool that walks the agent through the whole process right at the client's side, from application to signing, even without stable connectivity. The bank's name is under NDA.

What I built

  • the agent mobile app (React Native): application, forms, document photos;
  • client verification and credit scoring with limit approval;
  • same-visit contract signing and payment schedule;
  • offline mode with sync once connectivity returns;
  • security: encryption, device and session controls.